Up to 25% online discount And we won't charge you extra when you pay by monthly Direct Debit online Our experience in providing insurance for people aged 50 and over shows us that our customers look after their property and possessions, and are less likely to make a claim than homeowners aged under 50. We aim to reflect this with high levels of cover often at low prices. Saga provides buildings cover of £500,000 and contents cover of £50,000 as standard, with premiums based upon your individual home and possessions. Higher cover is available if needed (although not available online). Take out a policy online before 31/7/2007, and not only will you receive a first year discount of 25% on a combined buildings and contents policy, or 20% on a buildings or contents only policy, but you can also choose to pay by monthly Direct Debit at no extra charge for one year. You have a choice of cover levels: Standard Accidental Damage, Extended Accidental Damage, Cover Plus and our TailorMade policy. Take a look at our improved Garden cover Cover increased to £1,500 for loss or damage to your garden.